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Terms & Conditions

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1. Introduction

Welcome to Emfad (“we,” “us,” “our”). By accessing or using our website and services, you agree to comply with and be bound by the following terms and conditions. Please read these terms carefully. If you do not agree with these terms, please do not use our services.

2. Course Purchases

  • 2.1 Course Enrollment
    By purchasing a course from our website, you are enrolling in the course and gaining access to course materials and content. Enrollment is subject to payment of the applicable fees.

  • 2.2 Payment
    Payments are processed through our secure payment gateway. You are responsible for ensuring that your payment information is accurate and up-to-date. All course fees are non-refundable except as described in our Refund Policy.

3. Access to Course Materials

  • 3.1 Access Rights
    Upon successful payment, you will receive access to the course materials. Access is granted for the duration specified in the course description. Your access may be revoked if you violate these terms or fail to comply with our policies.

  • 3.2 Intellectual Property
    All course materials, including but not limited to videos, texts, and images, are the intellectual property of Emfad and/or the course instructors. You may not reproduce, distribute, or share these materials without our explicit permission.

4. User Responsibilities

  • 4.1 Account Security
    You are responsible for maintaining the confidentiality of your account login details and for all activities that occur under your account. Notify us immediately of any unauthorized use of your account.

  • 4.2 Acceptable Use
    You agree to use our website and course materials for lawful purposes only. You must not engage in any activity that disrupts or interferes with the functioning of our website or services.

5. Refund Policy

  • 5.1 Refunds
    We offer refunds in accordance with our Refund Policy. Refunds are only available if you request a refund within the time frame specified in our policy. No refunds will be issued after this period.

  • 5.2 Course Cancellations
    We reserve the right to cancel or modify any course or course content at our discretion. In such cases, we will provide a refund or alternative options as outlined in our Refund Policy.

6. Termination

  • 6.1 Termination by Us
    We reserve the right to terminate your access to our website and courses if you violate these terms or engage in any activity that is harmful to our website or services.

  • 6.2 Termination by You
    You may terminate your use of our website and services at any time. However, no refunds will be provided for unused course access or remaining course duration.

7. Limitation of Liability

To the maximum extent permitted by law, Emfad shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website and services.

8. Changes to Terms

We may update these terms and conditions from time to time. Any changes will be posted on our website with an updated effective date. Your continued use of our website and services constitutes acceptance of the revised terms.

9. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of Kenya, without regard to its conflict of law principles.

10. Contact Us

If you have any questions or concerns about these terms and conditions, please contact us at: